Claim Reporting Basics, Part 2: Reporting of Injuries by the Employer

Claims Reporting Part 2

This is a continuation of our four-part series on claims reporting. Missed Part 1: Introduction to Claims Reporting? Click here!

As the employer, which injuries should you report? The answer is simple: all of them! 
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Meet Kelly Garges, the First Agent To “Ring the Bell” in New Appointment Express Program!

KellyBellCropped

Georgia commercial insurance agent, Kelly Garges sat down with us recently and shared his experience with our new Appointment Express Program, part of our new Prospects Unlimited Campaign. We think he can explain the program and the perks of it better than we can! (Condensed from the complete interview.)

Insured Solutions: So Kelly, tell us about the program and how it worked for you. 
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Workers’ Comp Fraud: Is It a Big Deal?

Teenager in handcuffs

Workers’ compensation, when managed properly and honestly, is a vital form of insurance that protects employees who are injured on the job through no fault of their own. When the injury is especially grave and/or requires significant time away from the job, workers’ comp becomes all the more important.

But the main issue with workers’ comp is that some people who wind up collecting feel like they’ve won the lottery – they’re getting paid and they don’t have to go to work. It’s the American Dream, right? So why would they admit that they’re completely healed – or that they were never really particularly injured in the first place – when they can just go on receiving paychecks for doing nothing? That’s exactly why workers’ comp fraud is such an issue. 
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Claim Reporting Basics, Part 1

Claims Reporting part 1

When it comes to workers’ compensation, claims reporting is one of the most difficult subjects to try and wrap your head around. But understanding it is vital so that you don’t make a mistake that could end up costing you in the end. Let’s learn a little more about it, shall we?

No matter where you are in the country, every state’s rules are the same: employers must report every on-the-job injury. That might seem pretty straightforward, until you realize what it encompasses: a complaint, a whimper, a rumor, a hint, an expression of pain – anything that could possibly, in any way, result in an employee seeking a doctor’s care. 
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