Tag Archives: emergency

Injuries and Older Construction Workers: Facts and Recommendations

As U.S. construction and other workers grow older, companies and contractors must look at ways to lessen physical injuries, which increase with age.

Between 1998 and 2010, the average age of construction workers increased from 36 to 41.5, according to the Center for Construction Research and Training. 
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From Injury to Claim- A step-by-step guide to Workers’ Comp

 


Navigating workers’ comp can seem overwhelming. But like any undertaking, breaking down a project into systematic, digestible chunks can make your task easier and less intimidating.
Step 1
When a complaint of pain or an injury occurs on the job, it must be reported to a supervisor or manager. Injuries can be reported by the employee or observed by someone else. Every employee has a duty to report an injury that they see.
Step 2
The supervisor reports the injury to the administration level – the employer/owner, office administrator or human resources department.
Step 3
Depending on the injury, the administrative staff sends the employee for the appropriate level of evaluation or treatment to an MPN – a group of health care providers approved within the state’s WC program.
Step 4
Then the flurry of paperwork begins. A First Report of Injury form must be submitted along with any additional forms required by the state. Employees are interviewed, an investigation form is filled out, and the supervisor completes a report. Necessary forms are sent to the workers’ comp carrier as they are completed, but the First Report of Injury is submitted to the carrier the same day. Injuries should be reported immediately – within 24 hours.
Step 5
The claim is assigned a number by the carrier and the clock starts ticking. If the incident turns out to be minor, it is marked IRO (Incident Report Only) or medical only for the records. But it stays in the system in case something comes up later on the claim. If no action is taken within a year – no paperwork like medical bills submitted – the claim is shut down. However, if an employee is hurt and no claim is opened and an employee says they were hurt 5 years before, that employee can still go after workers’ comp from an employer even if they don’t work for the company any longer. Five years later evidence is slim to non-existent. Witnesses may not recall and no reports were taken, so no one can dispute their claim.
Some employers don’t report what they think are insignificant claims for fear it will affect their insurance rates, but high dollar claims cause more damage to your MODs (premium modification factors) than small claims. It’s always best to report. 
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The Top Five Most Dangerous Jobs in Construction

  
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Taking the Offensive: How to Prepare for a Cybersecurity Threat

As the CIA investigates foreign election hacking and huge companies like Yahoo! fall victim to massive security breaches, it’s no wonder cybersecurity is top of mind for a lot of businesses. And the problem is only getting worse – hackers are now beginning to target smaller companies who may be less secure, making practically anyone a potential victim. Forbes is even calling Cybersecurity the biggest concern  of 2017.

You want to make sure your company is prepared in case of an attack, but where do you start? Here are a few suggestions. 
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The Three Cs of Manufacturing Facility Safety

Manufacturing is one of the most important, relied upon, and lucrative industries in the world. It is also one of the most dangerous. According to the Bureau of Labor Statistics, there are over 300 work-related fatalities and nearly 400,000 non-fatal injuries each year in the manufacturing sector.

Accidents are expensive. Trained workers are sidelined, outputs are delayed, and production is reduced, all while insurance premiums rise. But the cost of manufacturing accidents is more than just monetary – accidents are devastating, for injured employees, their families, and co-workers. Accidents are an absolute crusher of company morale and job satisfaction, leading to high turnover and lowered productivity. 
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