Commercial Advantage is a division of Insured Solutions that offers a variety of commercial solutions to meet your needs, including general liability and EPLI on a pay-as-you-go basis.
Commercial Advantage PDFMarket | Regional GL Paygo Program (Rockingham) |
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Website | Click here |
Rating | A |
States Available | All States Except AK, HI, IA, LA, NY, VA, WV |
Submission Requirements | Completed ACORD, No Loss Letter in provided template. If prior coverage is needed, then loss runs must be provided. |
Additional Requirements | $500 min premium for Artisan contractors, $1250 min premium for GC's. |
Appetite | GC's (100% sub-contracted work), artisan contractors. Roofing is okay for residential. |
General Exclusions | No heights over 3 stories, no scaffolding, no trucking, no condo development. |
Turnaround | 48-36 hours |
Market | Regional UMB/Excess Paygo Program (McGowan) |
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Website | Click here |
Rating | A |
States Available | Nationwide |
Submission Requirements | Completed ACORD 125 and 131 |
Additional Requirements | Copies of underlying coverage, Underlying carriers must be A- rated or better. |
Appetite | Trade contractors, public/social services, manufacturers, garage, hospitality, retail, General Contractors, residential construction, educational, harvesting, janitorial, pest control, health clubs, real estate agencies, dairies, laundries, car washes, zoos, veterinarians, foundries, quarries. |
General Exclusions | All industries not listed above. |
Turnaround | 3-4 business days |