Insured Solutions
Insured Solutions

Are employees covered under workers’ comp while working off site?

As long as an employee is being paid, they are covered by workers’ comp. So, an hourly worker is covered from the time they are on the clock until the time they are off the clock.

Employees who travel are covered 24 hours a day until they return back to their home. Even if an employee out of town on company business is drinking at a hotel bar and gets injured in a fight – that claim falls under workers’ comp.

And if an employer sponsors an event off property and requires employees to attend, the employees are covered during the event.