Insured Solutions
Insured Solutions

SourceOne

A Division of Insured Solutions

SourceOne is a division of Insured Solutions that combines payroll services, workers' compensation insurance, risk management, GL and EPLI on a pay-as-you-go basis. Our PDF brochures for SourceOne services are just a click away.

SourceOne Overview PDF

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Download the full PDF containing information on all SourceOne services here, or select an individual service below.

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PEO

A PEO is a co-employer relationship created by utilizing a common Tax ID number and pooling many companies with hundreds of employees to assume the responsibility and liability of administering payroll administration, human resources and much more.

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Payroll

Eliminate double entry. Increase compliance and decrease time and costs. SourceOne Payroll is a fully functional, user friendly payroll system. Use it as a stand-alone application or as part of the SourceOne Enterprise Solution.

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Go Green Incentive

Promote environmentally-friendly employee pay solutions with our Go Green Incentive.

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Time and Attendance

It's about time. Eliminate double entry so your data gets to payroll in record time. SourceOne payroll platform is a powerful time and attendance tool. It can stand alone, or it can be included with the SourceOne Enterprise Suite.

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HR 360

HR 360 is an online resource for human resource managers, providing valuable information, regulations and forms that all HR professionals need to effectively manage their employees.

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Risk Management

Reduce workplace injuries and Workers' Compensation rates with our proactive, risk management services. Our Risk Management Team will serve as the frontline against unnecessary claims.

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Claim Reporting Process

Learn more about our claim reporting to closure process, from the injury or complaint to final closure.

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Carrier Information

Get the information you need such as website, claims TPA, rating and MPN for these carriers: Amtrust, Zurich, Sunz and Benchmark.

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EPLI Coverage

In response to the increase in employment-related litigation, SourceOne is pleased to provide your business with the added benefit of Employment Practices Liability Insurance.

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General Liability Pay-As-You-Go

Get General Liability information such as product highlights, target industries, artisan and general contractor info and other details.

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401(k) Retirement

Our 401(k) retirement includes benefits such as reduced plan administration time for you, participant convenience, flexibility, and fast and efficient simplicity.

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Injury Care Direct

The Injury Care Direct program provides a licensed registered nurse, 24 hours per day/7 days per week to provide proactive medical advice and intervention to injured and ill employees at the time of the incident.

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SourceOne Carrier and Underwriting Guidelines

Market SourceOne PEO (Zurich) Combined Workers' Comp and Payroll Svcs SourceOne PEO Program (Benchmark/Sunz) Combined Workers' Comp and Payroll Svcs
Website Click here Click here
Rating A A
States Available All but monopolistic AL, AR, AZ, DE, FL, GA, IN, KY, LA, MS, MO, MT, NC, OK, TN, TX
Submission Requirements Completed ACORD, 3 years + current year loss runs valued within 60 days, mod sheet, supplemental app if available, complete description of operations, details of claims over $50k, website address Completed ACORD, 3 years loss runs valued within 30 days, Sunz approved loss affidavit
Additional Requirements Need to know heights/depths worked at , driving exposures, MVR checks frequency, 24 hour exposures, OSHA violations, subcontracted % and certs Class code review forms (8810/8742) for construction and industrial contracting classes
Appetite Artisan contractors, retail, manufacturing, transportation must have at least $2M payroll (highly scrutinized), couriers/mail routes, framers, staffing companies ($2M payroll, 3 years in business) Trucking under 200 mile radius, restaurants, janitorial, home health, day care, wood shops, manufacturing, plastics manufacturing, printing. Temp staffing appetite includes most manufacturing, light industrial, office, shop work
General Exclusions Long haul, heights over 20 feet, depths greater than 4 feet, steel erection, environmental/hazmat, silica, group transportation, explosives/ammunition, tree trimming, subcontracted work over 50% No flatbed trailers, no drivers over age 60, no owner-operators, no heights over 15 feet, no depths exceeding 5 feet, no live/hot electrical line work, no 24 hour live-in. Temp staff exclusion include no driving, no heights over 6 feet, no lifting more than 50 lbs, no working with glass or hot surfaces, no mixing of chemicals, no punch presses, no table saws, no boat/rail yards, no day labor
Turnaround 48-72 Hours 48-72 Hours