Minimum annual payroll of $200,000 is required.

Restricted Classes (Not Inclusive, Requires Additional Underwriting)

• Asbestos work
• Oil/gas pipeline, dam, dike, levee construction, tunneling, bridgework, elevator repair/installation, caisson work, tank inspection/repair, blasting, demolition, underpinning, dredging, concrete construction, nuclear power plant, etc)
• Heavy Manufacturing operations (including but not limited to foundry, chemical, galvanizing, electroplating, batteries, explosives, heavy steel fabrication, etc.)
• Home Health Care Ineligible Classes (Not Inclusive)
• Day Laborers (including but not limited to farming, agricultural or construction)
• Any risk with a known exposure under Federal Coal Mine Health and Safety Act, Admiralty Law, Federal Employers? Liability Act, Defense Base Act, Outer Continental Shelf Act or Jones Act
• Professional Sports Teams